Our experience · Costa del Azahar
Living in Spain for years, with Dutch property roots.
We know the new-build process from both sides: not from a handbook, but from our own practice.
10+ years
in property in the Netherlands: buying, development and letting, as a family business
On the ground
living and working on the Costa del Azahar for years
Trusted network
notaries, gestores and lawyers in Castellón and Valencia
Own practice
new-build purchases we went through ourselves, from reservation to keys
We don't recommend any step we haven't carried out ourselves. Buying through a Dutch B.V. (private limited company)? We know that process from the inside too.
New-build process · our home ground
Six milestones, six checks
This pattern comes back with almost every Spanish new-build developer. Each step has a check you carry out before you pay.
Reservation
A small deposit to secure the home, with a fixed deadline for the contract.
Private purchase contract
A first payment of around 10%. From this point you are legally bound.
Second instalment
A second payment halfway through the build, only into the developer's dedicated project account.
Aval bancario (bank guarantee)
The bank guarantee that covers your payments on account (Ley 20/2015). Check it word for word before you pay.
Tax registration
NIE (private buyer) or CIF via modelo 036 (B.V.). No notary without this number.
Completion & escritura
Final payment by banker's cheque, keys at the notary, guarantee returned to the developer.
Our method · standard checks
Five lessons built into every purchase we guide
01
Start the paperwork six months ahead
NIE, bank account and registrations each have their own waiting time. Doing them in parallel saves months.
02
Read the guarantee clause word for word
Check that the guarantee covers all instalments, plus IVA and statutory interest, not just the principal.
03
Plan around the notary date, not the completion date
The notary appointment often falls weeks after completion. Only book travel once that date is fixed.
04
Decide before reserving: privately or through a B.V.
The route determines which documents and registrations you need. Switching halfway costs weeks.
05
A new build is not an impulse purchase
There is easily a year or more between the first payment and the keys. Plan your cash flow for the slow scenario.
Want to go through this with experienced people?
A trusted network, a set method, in Dutch.